# Lending & Borrowing Calculator Training

%[https://vimeo.com/1232197126/c582a61fb0] 

### Feature Quick-Reference:

*   **Liquidation Price Display:** Instantly see the exact price at which your position gets liquidated.
    
*   **Debt Swap Simulator:** Model swapping debt from USDC to ETH to stabilize health rate during downturns.
    
*   **Multi-Asset Sliders:** Independently adjust price changes for BTC, ETH, SOL, and USDC.
    
*   **Health Rate Tracking:** Real-time health rate monitoring as you adjust sliders.
    
*   **Custom LTV Parameters:** Fine-tune max LTV, liquidation threshold, and penalty per market.
    

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### Core Mechanics

The Lending & Borrowing Calculator lets you stress-test your lending positions before the market stress-tests them for you:

*   **Debt Swap Protection:** Swap debt from stablecoins to ETH so your debt principal falls alongside your collateral during downturns, preserving your health rate.
    
*   **Multi-Collateral View:** Model up to four assets simultaneously with independent price sliders — because BTC, ETH, and SOL do not move in lockstep.
    
*   **Liquidation Awareness:** See the exact price at which you get liquidated and the health rate buffer at every price level.
    

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### Run Your Numbers

Use the **LiquidEdge Lending & Borrowing Calculator** above:

1.  Enter your collateral asset, quantity, and current debt — the calculator instantly shows your liquidation price.
    
2.  Adjust the debt asset from USDC to ETH to simulate a debt swap and watch how your health rate changes under different price scenarios.
    
3.  Dial in your platform-specific LTV and liquidation threshold parameters (check your lending platform's markets page for current values).
    
4.  Move the price sliders to stress-test your position — try BTC -10% with ETH -14% to see a realistic divergence scenario.
    
5.  Identify your action thresholds (example): monitor below 1.8 health rate, act below 1.5, and take immediate action below 1.2.
    

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Access the **Lending & Borrowing Calculator** at: [liquidedge.app/tools/lending-borrowing](https://www.liquidedge.app/tools/lending-borrowing)